Public Service

March 20, 2014 I am running for public service. I believe that the past six years have led me to this place. There is a reason for my experience and now I want to turn it into an asset to help others. I am finalising what I can bring to the table and in the interim, here is where it all started – it started with debt. I wonder – about Debt This is a 30 minute video about debt and this is why I am running for public service Here also is my appearance on the RTE news talking about bankruptcy last night- my first official interview as a person looking to stand for public office – but guess what? I’m still saying the same things! RTE About the second minute Thank you Jillian March 20, 2014     Bankrupt There is no one more surprised than myself to be in front of the judge in the High Court on February 17, 2014 and to hear the words that I was declared bankrupt. The surprise lay in the fact of the judgement – how had I, Jillian Godsil, arrived at this point?  I had always worked hard, I had been financially independent since a […]

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This is what bankruptcy looks like…

This is what bankruptcy looks like…               Yesterday I handed over €650 to The Insolvency Service of Ireland in order to go bankrupt. This is what the fee looks like: €650 in coins and some fivers and tens.   It could be worse. In recent weeks another client of the Irish Mortgage Holders Organisation (IMHO) handed over a cheque from Saint Vincent de Paul for the same purpose. Going bankrupt is not a pleasant action. It is not an easy action. For most people it is the end of the road. The bankrupt may claim it is a new beginning, but it is hard to form a new beginning when you don’t have anything or a job or an income to start over.   Bankruptcy is the end of the road. It is the elimination of debt. That is to be welcomed. But it should also be remembered that unlike the high rollers who take this route, who have pensions and salaries and multiple homes, there are many people like myself who have to scrape together the fee, who no longer own a home and who have no means of income except social welfare. […]

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Hoping to be Bankrupt for Christmas …

first printed in IrishCentral on December 14, 2013 The New York Times has thrown cold water onto the success story that is Ireland. It has challenged the public perception peddled by Irish politicians that we are the ‘good boy’ of Europe and that ‘austerity politics are serving us well’. In fact, nothing could be further from the truth and what is emerging today in Ireland is a two tier society with the those in control enjoying large pensions, fat salaries and ‘top-ups’ to their income, while the middle classes have largely been eradicated and along with the poor are faced with stealth taxes; taxes applied universally so that proportionately the less well-off are hit harder.   Emigration numbers are at famine levels, suicides now number two a day and some 40percent of all households have no disposal income at the beginning of each month.   I can personally attest to the direct impact of austerity on Ireland and I can see no light at the end of the tunnel.  Six years ago a perfect storm of divorce and recession left me with a mortgage of €1million on a house worth half that. I accumulated huge legal fees (my divorce lawyer […]

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